Health & Welfare Benefit Enrollment Materials
Health & Welfare Benefit Plan Documents
- Wrap Plan SPD – ERISA requires group health plans to have a written plan document in place. The written plan document is the instrument by which the plan administrator must operate the plan.
- Cafeteria Plan SPD – Omaha Track/SS&P offers a cafeteria plan, which is a reimbursement plan governed by the IRS Section 125, which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated. These accounts can be for insurance premiums and medical or dependent care expenses not covered by insurance. A cafeteria plan allows the employer to reduce employees’ gross income, thereby reducing the amount the company pays in FICA or Social Security, FUTA, Workers’ Compensation, and some state taxes. ⋅
- Cafeteria Plan – My Company Plan
Aetna – Medical Insurance
→ Summary of Benefits & Coverage (SBC)
→ Summary Plan Description (SPD)
→ Summary Plan Description (SPD) Amendment
→ Instructions for Doc Find Online Directory
→ Instructions to Print ID Cards Online
Mid-American Benefits, Inc. – Health Reimbursement Account (HRA)
→ Summary of Benefits & Coverage (SBC)
→ Summary Plan Description (SPD) – 2018
Ameritas – Dental & Vision Insurance
Unum – Financial Protection Insurance Benefits
→ Basic Life and AD&D – Summary of Benefits & Coverage (SBC)
→ Short and Long Term Disability – Summary of Benefits & Coverage (SBC)
→ Voluntary Life and AD&D – Summary of Benefits & Coverage (SBC)
Optum – Healthcare Savings Account
→ Optum HSA Investment Options
Allstate – Worksite Benefits
→ Group Voluntary Accident Insurance – Highlight Sheet
→ Group Voluntary Accident Insurance – Video
→ Group Voluntary Critical Illness Insurance – Highlight Sheet
→ Group Voluntary Critical Illness Insurance – Video
Best Care EAP – Employee Assistance Program (*100% Employer Paid!*)